Credit Analyst II / PayFac Underwriter
Company: Disability Solutions
Location: Cincinnati
Posted on: May 4, 2024
Job Description:
Position Type : Full time Type Of Hire : Experienced (relevant
combo of work and education) Education Desired : Bachelor's Degree
Travel Percentage : 1 - 5%Job DescriptionAre you curious,
motivated, and forward-thinking? At Worldpay you'll have the
opportunity to work on some of the most challenging and relevant
issues in financial services and technology. Our talented people
empower us, and we believe in being part of a team that is open,
collaborative, entrepreneurial, passionate and above all fun.About
the Team:The North American Payment Facilitator (PayFac)
Credit/Risk team works collaboratively with leading FinTech clients
along with the relevant internal business development teams,
relationship managers, transaction risk analysts, compliance, and
legal departments to mitigate risk while supporting growth
objectives. We're a diverse team with the potential to have a
significant positive impact on a high growth area of the merchant
services business.What You Will Be Doing: --The primary
responsibility of the Worldpay Credit team is to review larger
credit risk exposure accounts to ensure the client's credit
fundamentals are adequate in relation to the potential exposure
generated from the payment processing relationship.--As a Credit
Analyst II, you will perform thorough financial analysis on
prospective and current Payment Facilitators, while collaborating
with internal and external partners to mitigate risk to
Worldpay.
- NOT REMOTE - Role is hybrid model which requires locally to
Cincinnati, OH A
- Analyzing financial statements: balance sheets, income
statements, statements of cashflow and auditor notes to audited
financial statements.
- Reviews underwriting packages for completeness and communicates
with the sales rep to obtain any missing documentation.
- Performs extensive analysis on a variety of financial
statements and provides proper recommendations.
- Effectively evaluates complex issues, considering and
prioritizing a variety of factors.
- Establishes appropriate credit limits and collateral.
- Communicates effectively and professionally with internal and
external customers.
- Exercises sound judgment in assessing potential regulatory and
reputational risks.
- Monitors and communicates credit concerns to management.What
You Bring:
- The ability to go into office and work in a hybrid model.
- Extensive experience with financial analysis
- Effective communication skills and attention to detail
- Unmatched work ethic and strong sense of ownership
- Ability to creatively solve problems and achieve company
objectives
- Time management and flexibilityAdded Bonus If You Have:
- Knowledge of merchant acquiring services
- Experience with Moody's Risk Analyst or equivalent financial
analysis software
- Formal credit trainingWhat We Offer You:
- A multifaceted job with a high degree of responsibility and a
broad spectrum of opportunities
- The chance to work on some of the most challenging, relevant
issues in financial services & technology
- A work environment built on collaboration, flexibility and
respect
- A competitive salary and benefits
- A fantastic range of benefits designed to help support your
lifestyle and well being#LI-MA1Privacy StatementFIS is committed to
protecting the privacy and security of all personal information
that we process in order to provide services to our clients. For
specific information on how FIS protects personal information
online, please see the Online Privacy Notice.EEOC StatementFIS is
an equal opportunity employer. We evaluate qualified applicants
without regard to race, color, religion, sex, sexual orientation,
gender identity, marital status, genetic information, national
origin, disability, veteran status, and other protected
characteristics. The EEO is the Law poster is available here
supplement document available hereFor positions located in the US,
the following conditions apply. If you are made a conditional offer
of employment, you will be required to undergo a drug test. ADA
Disclaimer: In developing this job description care was taken to
include all competencies needed to successfully perform in this
position. However, for Americans with Disabilities Act (ADA)
purposes, the essential functions of the job may or may not have
been described for purposes of ADA reasonable accommodation. All
reasonable accommodation requests will be reviewed and evaluated on
a case-by-case basis.Sourcing ModelRecruitment at FIS works
primarily on a direct sourcing model; a relatively small portion of
our hiring is through recruitment agencies. FIS does not accept
resumes from recruitment agencies which are not on the preferred
supplier list and is not responsible for any related fees for
resumes submitted to job postings, our employees, or any other part
of our company.#pridepass
Keywords: Disability Solutions, Cincinnati , Credit Analyst II / PayFac Underwriter, Professions , Cincinnati, Ohio
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