GENERAL FUNCTION: Assists Chief Compliance
Officer in advocating and facilitating the development,
implementation, communication, and maintenance of corporate-wide
Compliance Risk Management (CRM). Responsible for all facets
oftheLineofBusinesscomplianceprogram to ensure full compliance with
state and federal laws, rules, and regulations (i.e. B, C, D, E, Q,
DD, CC, M, U, X, Y, Z, HOEPA, and Predatory Lending). Actively
engaged and readily available to work
withExecutiveLineofBusinessDivision Head toaddress compliance
matters. Manages Line of Business compliance staff.
Responsible for managing the identification and assessment of risks
(Fair Lending, Responsible Banking, CRA) and the execution of
procedures to evaluate the Bancorp''s compliance with laws,
existing programs, processes, and control within departmental
operations and propose and implemeht solutions
ESSENTIAL DUTIES AND RESPONSIBILITIES:
.Assists the Chief Compliance Officer with the overall management
of the Bank''s compliance program.
.Responsible for developing, strengthening, and implementing the
Line of Business compliance program in compliance with existing
laws and regulations, including governance, policies and
procedures, monitoring, reporting, communications, and
.Initiates and facilitates collaborative alliances with Line of
Business Risk Manager, Affiliate management, and corporate partners
to ensure Line of Business compliance program is adequately
.Assists in the development of strategic CRM goals and tactical and
strategic planning systems.
.Communicates significant issues to senior
.Serves on various task forces or discussion groups to address
compliance related issues.
.Oversees evaluations of Line of Business compliance processes and
procedure effectiveness across Affiliates.
.Identifies opportunities, establishes action plans, and drives
solutions to continuously improve compliance program, and increase
.Liaisons with regulators as appropriate.
.Partners with the Director of Compliance Communications and
Training Department to develop awareness, training, and required
continuing education programs as it relates to specific laws and
.Provides leadership, coaching, and assessment to ensure optimum
team and individual performance in support of department, division,
and Bancorp goals.
.Builds industry relations through industry
.Maintains a cutting edge awareness of division goals, regulatory
and legislative developments, and industry trends.
.Assumes additional responsibilities and leads special projects as
.Participates in the analysis of lending policies and procedures,
including scoring systems, strategic priorities, market share data,
lending trends, external influences, current regulatory focuses,
previous examination findings,andimputfromAuditandLegal, to develop
a clear understanding of the Bank''s lending context as it relates
to CRA/FLRB issues and risks.
.Conducts interviews and discussions with managers at all levels to
understand the lending process, lending guidelines and technology
.Analyzes data by numerous delivery channels, geographic area,
product types, facility, and even employee or officer to identify
risks and develop and recommend scope or target for the review,
strategies for closing gaps in performance.
.Assess the adequacy of the business units''/affiliate''s
recommended corrective action to the issues or gaps
.Develops and reports findings to Senior Management regarding their
business lines (Legal, Audit, and Senior level Operating
.Works with Sr. Leadership to set strategic direction for
department and executes on those goals and
.Participates and/or leads regular meetings with peers to build and
maintain knowledge of current and emerging issues and risk in the